Car insurance covers damage to vehicles caused by an accident or natural disaster. When the car isn’t a total loss from damage, the vehicle will likely need repairs at an auto body shop. The process for repairs and dealing with your insurance company can feel confusing and overwhelming.
During the claims process, you will most likely receive a recommendation from the insurance company to use their preferred repair shop. Many insurance companies partner with auto body shops that they label as preferred. However, it’s essential to understand the implications of using a recommended shop.
Do I Have a Choice of Auto Body Shop?
Yes. You do not have to work with the insurance company’s preferred shop. You can choose a different repair shop that better fits your needs.
What Are the Benefits of Choosing Your Auto Body Shop?
Choosing your own auto body shop can have several benefits. One benefit is that you can choose an auto body shop that is more convenient for you and may offer better customer service. Additionally, an independent shop may provide better quality results.
When you work with an insurance company’s preferred shop, they ultimately work for the insurance company. This means that you may not receive the personal service or results you would with a shop you choose.
What Are the Challenges of Choosing My Own Auto Body Shop?
When you choose your auto body shop, it’s important to understand the challenges of this decision. One challenge is that you may need to pay upfront for the repairs and then receive reimbursement from your insurer. You may also find that some insurers may require an adjuster to go out and inspect the damages before they issue payment.
Working with a different auto body shop may make the claims process more complex. However, most independent shops understand the claims process and are happy to help you with the required paperwork.
Is Rallye Coach Works an Independent Auto Body Shop?
Yes! We are independently owned and operated. We do not work for insurance companies. We work for our customers.
When you choose Rallye Coach Works, you get service that is one hundred percent dedicated to you. We offer our repair recommendations, including the necessary parts to restore your vehicle accurately.
We work with and accept customers from different insurance companies. But the bottom line is we do not work for them. We work for you!
How Do You Decide Whether to Use the Insurance Preferred Shop?
Deciding whether to use the insurance-preferred or independent auto body shop is a personal decision. Consider both the benefits and drawbacks of each option before making a decision.
When choosing an insurance-preferred shop, you may have less work to do when it comes to paperwork and dealing with the insurer. This can make navigating the claims process more manageable.
However, if you choose an independent shop, you can pick a more convenient one that offers better customer service and outcomes. Ultimately, the choice of who to use for repairs is yours.